When my spouse got off work, I heard a ringing in my ears because they were once again overwhelmed with money troubles. Creditors had started calling, and they even asked my family for help. I have the answer, but I'm afraid that if I say it, things will get worse. I think no one should know, but only to a certain extent....
I think the biggest problem is that saying "we'll pay somehow". Whatever that "somehow" is... it's certain that you'll have to make sacrifices, but things don't get solved this way.
so what are you waiting for? if you stay silent, it will just continue like this.
Our situation used to be like that too, always burdening the family. In the end, everyone really ran out of energy. You need to clearly draw a line, or you'll wear yourself out.
I got a bit hung up on the title, but when you say "my spouse won't be able to pay the installments," you've already stated the conclusion. In that case, it seems like you need to take action 😅
this isn’t the first time actually. they took out a loan before, couldn’t pay it again, and I stepped in, but I’m tired of it now. my family knows too, but they say let’s not make it a big deal.
@aklimkaldi the more you tolerate, the more it will continue. At some point, you need to draw the line, because it's starting to be taken advantage of.
There may be a situation of being blacklisted or having a drop in credit score. Ultimately, this can lead to a point where no credit can be used. I think you should take this financial irresponsibility seriously from both personal and legal perspectives 😳
Come on, if you're still paying knowing this, there's nothing more to say. You might want to look for the fault a bit within yourself.
Enough with the closures. I think you should sit down, put everything on the table, and have a detailed discussion. Make clear decisions on what needs to be done. Otherwise, this cycle will just keep going. 🤷♀️
Have you seen the entire debt breakdown? Find out how much credit you've taken from which bank, what the ratio is according to your monthly income, learn all of it. Otherwise, the discussions might be going around in circles with incomplete information 🫠
When it comes to bills, it feels very straightforward when we act romantically. Without writing down who wants what, who pays what, and who hides what; when we just talk, everyone seems justified.
