Hello, I have never used a credit card and this has caught my friends' attention. Now they keep telling me to get a credit card, but I love spending cash. Am I doing something wrong? I can't decide.
Not using a credit card at all? That's not an option.
I haven't used it at all; I only handle my cash transactions. But I'm struggling right now; I have almost no savings.
If you don't get a credit card, how are you going to shop online?
Will everything be cash? You might get into trouble somewhere, you can check the benefits of paying with a card if you want.
@kahvebitmeden I don't think this is something that needs to be exaggerated. Cash may be safer, but we also need to engage in online shopping 🙄
Actually, I thought about using it for the first time at 18, but my family didn't want me to.
If you've never used a credit card, your credit score hasn't built up either. If you ever need credit one day, you'll have trouble. At least get a low-limit card, pay it regularly, and let it sit on the side.
