I’ve been doing freelance design work from home for about a year now, but my income is so unpredictable that one month I earn really well, and the next month I’m literally at zero. I actually make a decent amount, but I just can’t seem to save anything; everything is so expensive anyway. I’m starting to feel anxious about the future, like if this keeps up, I might not even be able to pay my insurance. Is there anyone among you who can manage this situation?
I experienced the same thing; to be honest, I also had that uncertainty in design work. Instead of spending all the money I received, I set a fixed amount for myself each month like a salary, and I prioritize paying for insurance at the beginning of the month, otherwise, there’s nothing left anyway.
The stress of making a lot one month and then literally hitting zero the next is exhausting. When everything is this expensive, forget about saving money; it becomes even worse when the fear of not being able to pay for insurance starts creeping in — then you can’t focus on your work or anything else 